In all bankruptcy cases, you only have to go to a proceeding called the “meeting of creditors” (also called a “341 meeting”) to meet with the bankruptcy trustee and any creditor who chooses to come. Most of the time, this meeting will be a short and simple procedure where you are asked a few questions about your bankruptcy forms and your financial situation. Rarely will any creditors appear at the meeting. Your attorney should be able to warn you before the 341 meeting if there are going to be any fireworks.

341 meetings are held on Oahu, Maui, Kauai and Hawaii (Hilo). Molokai and Lanai debtor can choose between Maui or Oahu for their 341 meeting.

Occasionally, if complications arise or if you choose to dispute a debt, you may have to appear before a judge at a hearing. If you need to go to court, you will receive notice of the court date and time from the court and/or from your attorney.