Utility services: Public utilities, such as the electric company, cannot refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit (usually 2 months worth of normal useage) for future service and you do have to pay bills which arise after bankruptcy is filed. Discrimination: A government agency cannot discriminate against you because you have filed for bankruptcy. Driver’s license: If you lost your license solely because you couldn’t pay court-ordered damages caused in an accident, bankruptcy will allow you to get your license back. Cosigners: If someone has cosigned a loan with you and you file for bankruptcy, the cosigner may have to pay your debt.