As of today, Congress has not approved extending unemployment (UIB) for long term unemployed. Congress had authorized the Federal Government to pay UIB benefits for up to 99 weeks. Without the additional Federal monies, Hawaii gives UIB benefits for a maximum of 26 weeks.

So if your UIB benefits are set to expire, this may be a good time to file bankruptcy. If you were barely making it with UIB payments, how will you pay the bills when it ends?