Most everyone knows that student loans are generally not discharged in bankruptcy, but that doesn’t mean that bankruptcy can’t be used to help you with a student loan problem.

First, it is possible to discharge student loans, but it is difficult. To see what it takes to discharge a student loan in Hawaii, look at this opinion from the Hawaii bankruptcy judge. As you can see, it takes quite a bit to get a discharge of student loans.

A bankruptcy can help with large student loan debt by freeing up money paid to other creditors, so you can pay towards the student loans. A person would typically be better off paying the money they would have paid to credit cards towards their student loans.

Lastly, we can file sequential Chapter 13 bankruptcies to keep the student loan lenders from collecting. If you are being garnished for your student loans and have no way of making payments, a Chapter 13 plan payment will often be lower than the garnishment. While the student loans won’t go away, at least you will have more money in your pocket.

For more S terms:
Schedules and Statements-Omaha and Lincoln, Nebraska Bankruptcy Attorney, Ryan D. Caldwell
Statutory Lien-Dorota Trzeciecka Bankruptcy Blog
Strip-Bay Area bankruptcy lawyer Cathy Moran
Security Interest-Jay S. Fleischman
Student Loans-Colorado Springs Bankruptcy Lawyer Bob Doig
Spouse-Cleveland Bankruptcy Attorney Bill Balena
Statement of Intention-Metro Richmond Consumer and Bankruptcy Attorney, Mitchell Goldstein
Statutory Lien-Dorota Trzeciecka Bankruptcy Blog
Step Plan-Kurt O’Keefe Michigan bankruptcy lawyer
Stuff-WilksLaw, – DC Metro
Stuff-Metro Richmond Consumer and Bankruptcy Attorney, Mitchell Goldstein
Stuff-Jacksonville Bankruptcy Attorney, J. Dinkins G. Grange
Small Claims-Wisconsin Bankruptcy Lawyer, Bret Nason
Section 341 Meeting of the Creditors-Allen Park, Michigan Bankruptcy Attorney, Christopher McAvoy
Sole Proprietorship-Bar Area Bankruptcy Attorney, Jeff Curl