Garnishment is the word you never want to apply to you. What it means is someone has a judgement against you and wants to involuntarily take money from you. Garnishments can be directed to your employer, who will take out a certain amount every month (in Hawaii, the max wage garnishment is 25% of your net pay). Or a garnishment can be issued to a financial institution to turn over all money that the institution holds in your name or that has your name on it (this includes any account with your name on it, even if it is not yours). Some funds can not be garnished, the biggest ones being Social Security and all its derivatives (social security, SSDI, SSI etc.) and public assistance (AFDC, GA, food stamps/SNAP).
For wage garnishments, you will get notice from your employer first. But this also means that your next paycheck will be garnished. If you can get your bankruptcy filed before your next paycheck, we can prevent the garnishment from happening or force the garnishing creditor to give you back whatever was garnished. For account garnishments, the way you will often find out about it will be when all your checks start bouncing or you go to the ATM and it says you have a zero balance.
Lastly, in some situations, we can take back money that was garnished in the last 90 days. So if you you have been garnished, come see us for a review if the money is recoverable.
For other G bankruptcy terms: Garnishment – New York Bankruptcy Lawyer, Jay S. Fleischman
Guaranty – Northern California Bankruptcy Lawyer, Cathy Moran
Gifts – Los Angeles Bankruptcy Lawyer, Mark J. Markus
General Unsecured Creditor – Omaha and Lincoln, Nebraska Bankruptcy Attorney, Ryan D. Caldwell
Goals – Colorado Springs Bankruptcy Lawyer Bob Doig
Good Manners – Cleveland Area Bankruptcy Lawyer, Bill Balena
Garnishment – Philadelphia Suburban Bankruptcy Lawyer, Chris Carr MBA
Good to me – San Francisco Bankruptcy Attorney, Jeena Cho
Good Faith – Taylor, Michigan Bankruptcy Attorney, Christopher McAvoy
Gumshoe – Marin County Bankruptcy Attorney, Catherine Eranthe
Garnishment – Daniel J. Winter, Chicago Bankruptcy Lawyer
Gee!!! – Philadelphia Bankruptcy Lawyer, Ray Kempinski
Good Faith – Metro Richmond Consumer and Bankruptcy Attorney, Mitchell Goldstein
Guilt – Detroit Michigan Bankruptcy Attorney
Garbage In, Garbage Out-Wisconsin Bankruptcy Lawyer, Bret Nason
Guaranty-Livonia Michigan, Bankruptcy Attoney, Peter Behrmann
Gomes v. Countrywide Home Loans, Inc.-Lakewood, Ca Bankruptcy Attorney, Christine A. Wilton
Garnishment-Birmingham Bankruptcy Attorney, Elizabeth Johnson
Good Credit-Houston Bankruptcy Attorneys, Busby & Associates
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