With a judgment, a creditor can garnish your wages and your bank accounts. If your paycheck is garnished, a creditor can take a max of 25% of your net pay; there is no limit to how can be taken in a bank account garnishment. Some kinds of funds can not be garnished, the most common being Social Security.

If you were recently garnished, we can recover the money garnished in the last 90 days in some circumstances. The main qualification is that a creditor must have garnished more than $600 in the last 90 days and you must have some available bankruptcy exemptions. If you file bankruptcy with us, we will analyze your garnishment to see if any garnishment can be recovered.

This does apply to child support garnishments.